Lockbox Payment Processing
Simplify Check Processing & Improve Cash Flow
Process Paper Checks Faster, Saving Time & Money
Paper checks shouldn’t slow down your business. OSG Lockbox, seamlessly integrated into our OSG JourneyConnect® Payments solution, streamlines check processing to help you accelerate deposits, reduce costs, and enhance security. Whether handling mailed checks or converting online banking paper checks into electronic receivables, our solution ensures faster access to funds—so you can focus on what matters most.
How It Works
Traditional Lockbox
A fully managed solution for businesses processing high check volumes.
- Faster Deposits – Reduce check processing time and accelerate funding.
- Secure Transactions – Industry-standard image formats ensure safe bank transmissions.
- Consolidated Payments – Centralize bill pay and personal checks in one platform.
- Custom Processing Rules – Tailored payment files and same-day exception handling.
- Fraud Protection – Advanced risk mitigation and return item notifications.
- Regulatory Compliance – SOC 1 Type II and HIPAA compliant.
eLockbox
Convert online banking paper checks into digital payments for faster, cost-effective processing.
- Faster Payments – Next-day ACH deposits instead of the traditional 5-7 day wait.
- High Accuracy – 98% conversion rate for error-free posting.
- Lower Costs – More efficient than manual processing or traditional lockbox services.
- Automated Routing – Smart account management to streamline fund allocation.
Why Choose OSG Lockbox?
Improve cash flow with faster, automated check processing.
Reduce costs by eliminating manual processing inefficiencies.
Enhance visibility with real-time tracking and reporting.
Increase security with fraud protection and compliance safeguards.
Offer payment flexibility by supporting multiple check processing methods.
Leverage our white-label, reseller program options
Seamless Integration with OSG JourneyConnect Payments
OSG Lockbox is part of the OSG JourneyConnect Payments suite, providing a comprehensive, end-to-end solution for optimizing payment processing.